Incomes: 2 incomes to 1 income

New state, new school, new house, brings another new. There have always been 2 incomes in our household, but with this move we will be going down to 1 income for the time being. The decision was made that my wife will wait to get a job. This will ensure our daughter is fully adjusted to the move, especially school. Since my wife is a teacher, we figured that most school positions were filled already since school started almost a month ago in Georgia. In fact, she applied and already received an interview, but again the best decision at this time is to wait.

A major benefit is that my wife set her current pay to continue to get checks over the summer. By doing this we received 2 incomes throughout the summer.

Taking Lunch to Work

Anyone looking for an easy way to start saving for financial independence or early retirement? My current employer has a cafeteria on site, it makes it so convenient for everyone to buy lunch, but I think this is one of the biggest wastes of money. Ever since my first “real” summer job, I have been taking my lunch to work. I could never imagine buying lunch daily, but I see people do it every day.

I have never added up how much can be saved by bring lunch to work. Let’s give it a whirl. In my 15-year career, which would equate to roughly 3,375 working days, I can say I have bought a lunch around 30 times or .9% of the time.